Different Types of Plans

Dental Insurance is an insurance coverage for individuals to protect them against dental costs. It insures against the expense of treatment and care of dental disease and accident to teeth. Dental insurance is designed to pay a portion of the costs associated with dental care.

"Can I buy dental insurance without having health insurance?"

Yes. It is standalone coverage. You do not need a major medical plan to purchase a dental plan.

"Does the Affordable Care Act (ACA) cover dental?"

No, the ACA, also known as Obamacare, does not cover dental coverage for adults. You will not face a tax penalty for not having dental insurance. However, the Affordable Care Act does mandate that dental insurance be made available to you if you have children, though you aren’t required to buy coverage for yourself as an adult.