Dental Insurance is an insurance coverage for individuals to protect them against dental costs. It insures against the expense of treatment and care of dental disease and accident to teeth. Dental insurance is designed to pay a portion of the costs associated with dental care.
"Can I buy dental insurance without having health insurance?"
Yes. It is standalone coverage. You do not need a major medical plan to purchase a dental plan.
"Does the Affordable Care Act (ACA) cover dental?"
No, the ACA, also known as Obamacare, does not cover dental coverage for adults. You will not face a tax penalty for not having dental insurance. However, the Affordable Care Act does mandate that dental insurance be made available to you if you have children, though you aren’t required to buy coverage for yourself as an adult.
As a nationwide enrollment center we assist individuals and families searching for their best health coverage at the best price. Talk with an agent today!
The Open Enrollment period starts on November 1 and ends on January 31. If you enroll by December 15 your coverage will begin on January 1.
When shopping for health insurance, it’s important to know that you have options available. Speak with your licensed agent today to go over those options.