When Is Open Enrollment?

The Open Enrollment period starts on November 1 and ends on January 31. If you enroll by December 15 your coverage will begin on January 1.

Unless Congress acts to extend the January 31 deadline, you will be unable to purchase an Obamacare Plan until the next Open Enrollment period begins in the fall. Between this Open Enrollment Period and the next period, you can only enroll in an Obamacare Plan if you have a Qualifying Life Event.

If you previously purchased an Obamacare Plan in that coverage will expire at the end of this year. You can choose to either renew your current plan or purchase a new plan, but you have to act before the end of the year.